Contract Intelligence
Analysis of contractual insurance requirements against available coverage documentation — so organizations can align contractual intent with real insurance before agreements are executed.
Contracts Are Signed Before Coverage Is Verified
Contracts routinely specify detailed insurance requirements — additional insured status, waivers of subrogation, primary and non-contributory language, specific limits and endorsements. These provisions define how risk is intended to transfer between parties.
Yet organizations frequently execute these agreements without verifying that the counterparty's insurance actually contains the required provisions. The contract is signed, work begins, and the assumption is made that the insurance aligns with the contractual intent. When a claim occurs, the organization often discovers that a required endorsement was missing, a waiver was never granted, or coverage was structured in a way that defeats the intended transfer.
Contract Intelligence closes this gap by analyzing contract requirements against available policy documentation before agreements are executed — surfacing potential misalignment for qualified professional review and supporting decisions that reduce the Total Cost of Risk.
Built for Teams That Manage Contractual Risk
Contract Intelligence serves the professionals responsible for ensuring that contractual insurance requirements are met by real, aligned coverage — before agreements are signed and exposure is accepted.
Aligning Contractual Intent With Real Coverage
Six integrated capabilities that analyze contract requirements against available insurance documentation before exposure is accepted.
Contractual Risk Transfer Analysis
Systematic analysis of contractual risk transfer provisions, mapping the intent of each clause against the insurance documentation intended to support it.
Insurance Requirement Comparison
Comparison of insurance requirements specified in contracts against available policy documentation, surfacing potential misalignment for qualified professional review.
Additional Insured Analysis
Analytical review of additional insured requirements against available endorsements, identifying where required status may be missing or improperly formatted.
Waiver of Subrogation Analysis
Analysis of waiver of subrogation requirements against policy documentation, surfacing potential conflicts that may affect intended risk transfer.
Primary & Non-Contributory Review
Review of primary and non-contributory requirements against available policy language, supporting analysis of coverage order and contribution exposure.
Contract Risk Visibility
Aggregated visibility into contract risk across vendors, projects, and agreements — surfacing concentration and structural issues for executive attention.
Outcomes That Reduce Your Total Cost of Risk
Contract Intelligence delivers decision support and operational visibility — final business decisions remain the responsibility of the client.
Align contracts with coverage before execution
Contract Intelligence analyzes insurance requirements against available documentation before agreements are executed — supporting informed decisions instead of after-the-fact discovery.
Surface endorsement conflicts early
Additional insured, waiver of subrogation, and primary/non-contributory analysis surface potential conflicts for professional review before they undermine intended risk transfer.
Executive visibility into contract risk
Contract risk visibility aggregates exposure across agreements, giving leadership a clear picture of where contractual intent may not be supported by real coverage.
See Contract Intelligence in Action
Discover how Contract Intelligence, as part of the unified SPRIS Enterprise Operational Intelligence Platform, helps your organization align contracts with real coverage and lower your Total Cost of Risk.